{"id":278,"date":"2026-02-01T11:26:10","date_gmt":"2026-02-01T03:26:10","guid":{"rendered":"http:\/\/www.lijun900303.top\/?p=278"},"modified":"2026-02-01T11:26:10","modified_gmt":"2026-02-01T03:26:10","slug":"%e3%80%90excel%e3%80%91%e6%9c%ac%e5%88%a9%e5%92%8c%e7%9a%84%e8%ae%a1%e7%ae%97","status":"publish","type":"post","link":"https:\/\/www.lijun900303.top\/?p=278","title":{"rendered":"\u3010excel\u3011\u672c\u5229\u548c\u7684\u8ba1\u7b97"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>        \u4f4e\u5229\u7387\u65f6\u4ee3\uff0c\u5927\u591a\u6570\u6295\u8d44\u8005\u4f1a\u8c03\u6574\u5bf9\u5b58\u6b3e\u6536\u76ca\u7684\u9884\u671f\uff0c\u5e76\u8fdb\u884c\u591a\u5143\u5316\u7684\u8d44\u4ea7\u914d\u7f6e\u3002\u4ed6\u4eec\u5c06\u8d44\u91d1\u5206\u6563\u6295\u8d44\u4e8e\u8d27\u5e01\u57fa\u91d1\uff08\u4fdd\u8bc1\u6d41\u52a8\u6027\uff09\u3001\u5b9a\u671f\u5b58\u6b3e\u3001\u4fdd\u9669\u4ea7\u54c1\u4ee5\u53ca\u9ec4\u91d1\u5e02\u573a\uff0c\u4ee5\u5e73\u8861\u8d44\u91d1\u7684\u7075\u6d3b\u6027\u548c\u6536\u76ca\u3002<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8981\u662f\u4f60\u4e0d\u60f3\u50cf\u4e0a\u8ff0\u628a\u9e21\u86cb\u653e\u5728\u591a\u4e2a\u7bee\u5b50\u91cc\uff0c\u8d39\u8111\u5b50\u53bb\u7ec4\u5408\u6295\u8d44\uff0c\u53ea\u60f3\u653e\u94f6\u884c\u5b89\u5b89\u5fc3\u5fc3\u7684\u6536\u5229\u606f\uff0c\u4e5f\u4e0d\u5931\u4e3a\u5728\u7ecf\u6d4e\u57fa\u672c\u9762\u6ce2\u52a8\u65f6\u4ee3\u505a\u51fa\u7684\u6700\u597d\u9009\u62e9<strong>\u3002<\/strong>\u4e0b\u9762\u6211\u4eec\u6765\u8bf4\u4e0b\u600e\u4e48\u8ba1\u7b97\u6211\u4eec\u5b58\u5728\u94f6\u884c\u4e00\u5b9a\u5e74\u9650\u540e\u7684\u672c\u606f\u548c\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u5de5\u5546\u94f6\u884c\u4e3a\u4f8b\uff0c\u6839\u636e2025\u5e74\u8c03\u606f\u540e\u7684\u653f\u7b56\uff0c\u4e09\u4e2a\u6708\u4e3a0.65%\uff0c6\u4e2a\u6708\u4e3a0.85%\uff0c\u4e00\u5e74\u671f\u4e3a0.95%\uff0c\u4e24\u5e74\u671f\u4e3a1.05%\uff0c\u4e09\u5e74\u671f\u4e3a1.25%\uff0c\u4e94\u5e74\u671f\u6ca1\u6709\u4e86\u3002\u8fd8\u8bb0\u5f97\u4ee5\u524d\u4e00\u5e743%\uff0c3\u5e744%\u5417\uff0c\u54c8\u54c8\uff0c\u90a3\u4e2a\u65f6\u4ee3\u5df2\u7ecf\u8fc7\u53bb\u4e86\u3002\u6709\u5c0f\u4f19\u4f34\u53c8\u95ee\uff0c\u6211\u628a\u8d44\u91d1\u653e\u4f59\u989d\u5b9d\u6216\u8d2d\u4e70\u4e09\u5e74\u6216\u4e94\u5e74\u56fd\u503a\u4e0d\u9999\u5417\uff0c\u8fd9\u4e2a\u5c31\u770b\u4e2a\u4eba\u5bf9\u6295\u8d44\u98ce\u9669\u7684\u8ba4\u8bc6\u4e86\uff0c\u4e0d\u7ba1\u4ec0\u4e48\u6837\u7684\u6295\u8d44\u90fd\u4f1a\u4f34\u968f\u81ea\u8eab\u98ce\u9669\uff0c\u4f46\u662f\u6211\u4eec\u7684\u8ba1\u7b97\u516c\u5f0f\u662f\u4e0d\u53d8\u7684\uff0c\u4f60\u53ea\u9700\u81ea\u5df1\u5bf9\u5e94\u8c03\u6574\u4e00\u4e0b\u5229\u7387\u5c31\u884c\u4e86\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u8ba1\u7b97\u516c\u5f0f\uff1a\u672c\u5229\u548c=\u672c\u91d1*(1+\u5e74\u5229\u7387*\u5b58\u671f\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0b\u9762\u6211\u4eec\u7528\u8868\u683c\u8bb0\u5f55\u4e00\u4e0b\uff0c\u4ee5excel\u4e3a\u4f8b\uff0c\u4f60\u4e5f\u53ef\u4ee5\u7528\u5c0f\u672c\u5b50\u6216sql\u4e4b\u7c7b\u7684\uff0c\u4e3b\u8981\u662fexcel\u76ee\u524d\u4ecd\u662f\u4e3b\u6d41\u6570\u636e\u5904\u7406\u7684\u65e5\u5e38\u529e\u516c\u8f6f\u4ef6\uff0c\u5b83\u80fd\u5f88\u597d\u5bfc\u5165sql\u6216\u5927\u6a21\u578b\u8c03\u7528\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5b58\u671f<\/strong><\/td><td><strong>\u4e09\u4e2a\u6708<\/strong><\/td><td><strong>\u516d\u4e2a\u6708<\/strong><\/td><td><strong>\u4e00\u5e74<\/strong><\/td><td><strong>\u4e8c\u5e74<\/strong><\/td><td><strong>\u4e09\u5e74<\/strong><\/td><\/tr><tr><td>\u672c\u91d1\\\u5229\u7387<\/td><td>0.65%<\/td><td>0.85%<\/td><td>0.95%<\/td><td>1.05%<\/td><td>1.25%<\/td><\/tr><tr><td>100000<\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>500000<\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>1000000<\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u597d\u4e86\uff0c\u8bbe\u7f6e\u597d\u8868\u683c\u540e\u6211\u4eec\u4fbf\u53ef\u4ee5\u5f00\u59cb\u8ba1\u7b97\u672c\u5229\u548c\uff0c\u4ee510\u4e07\u5143\uff0c50\u4e07\u5143\u548c100\u4e07\u5143\u4e3a\u4f8b\uff0c\u5f88\u81ea\u7136\u7684\u6211\u4eec\u5728B3\u5355\u5143\u683c\u8f93\u5165=A3*(1+B2\/4),\u540c\u7406C3\u5355\u5143\u683c\u8f93\u5165=A3*(1+C2\/2),D4\u8f93\u5165=A3*(1+D2*1)&#8230;&#8230;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5b58\u671f<\/strong><\/td><td><strong>\u4e09\u4e2a\u6708<\/strong><\/td><td><strong>\u516d\u4e2a\u6708<\/strong><\/td><td><strong>\u4e00\u5e74<\/strong><\/td><td><strong>\u4e8c\u5e74<\/strong><\/td><td><strong>\u4e09\u5e74<\/strong><\/td><\/tr><tr><td>\u672c\u91d1\\\u5229\u7387<\/td><td>0.65%<\/td><td>0.85%<\/td><td>0.95%<\/td><td>1.05%<\/td><td>1.25%<\/td><\/tr><tr><td>100000<\/td><td>100162.5<\/td><td>100588.1906<\/td><td>101543.8<\/td><td>103676.2<\/td><td>107564.1<\/td><\/tr><tr><td>500000<\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><tr><td>1000000<\/td><td><\/td><td><\/td><td><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u597d\u4e86\uff0c\u518d\u7136\u540e\u6211\u4eec\u6846\u9009\u4e09\u4e2a\u6708\u5230\u4e09\u5e74\uff08B3:F3\uff09\u5355\u5143\u683c\uff0c\u62d6\u52a8\u53f3\u4e0b\u89d2\u7684+\u53f7\u81ea\u52a8\u586b\u514550\u4e07\u548c100\u4e07\u540e\u9762\u7684\u5355\u5143\u683c\u53d1\u73b0<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5b58\u671f<\/strong><\/td><td><strong>\u4e09\u4e2a\u6708<\/strong><\/td><td><strong>\u516d\u4e2a\u6708<\/strong><\/td><td><strong>\u4e00\u5e74<\/strong><\/td><td><strong>\u4e8c\u5e74<\/strong><\/td><td><strong>\u4e09\u5e74<\/strong><\/td><\/tr><tr><td>\u672c\u91d1\\\u5229\u7387<\/td><td>0.65%<\/td><td>0.85%<\/td><td>0.95%<\/td><td>1.05%<\/td><td>1.25%<\/td><\/tr><tr><td>100000<\/td><td>100162.5<\/td><td>100588.1906<\/td><td>101543.8<\/td><td>103676.2<\/td><td>107564.1<\/td><\/tr><tr><td>500000<\/td><td>1.25E+10<\/td><td>6.29735E+14<\/td><td>6.39E+19<\/td><td>1.326E+25<\/td><td>4.28E+30<\/td><\/tr><tr><td>1000000<\/td><td>3.13E+15<\/td><td>9.856E+29<\/td><td>6.3E+49<\/td><td>1.671E+75<\/td><td>2.1E+106<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u8fd9\u65f6\u6211\u4eec\u53d1\u73b0\u7ea2\u8272\u90e8\u5206\u6570\u636e\u662f\u4e0d\u662f\u7b97\u9519\u4e86\uff0c\u6211\u4eec\u5355\u51fbB4\u5355\u5143\u683c\u53d1\u73b0\uff0c\u5b83\u7684\u51fd\u6570\u516c\u5f0f\u662f=A4*(1+B3\/4),\u6b63\u786e\u7684\u516c\u5f0f\u5e94\u8be5\u662f=A4*(1+B2\/4\uff09,\u90a3\u8fd9\u6837\u8981\u600e\u4e48\u5f04\u5462\uff0c\u4e00\u4e2a\u4e00\u4e2a\u5355\u5143\u683c\u8f93\u5165\u662f\u53ef\u4ee5\uff0c\u4f46\u662f\u591a\u7684\u8bdd\u600e\u4e48\u529e\uff0c\u8fd9\u65f6\u8981\u5f15\u5165\u7edd\u5bf9\u5f15\u7528\u548c\u76f8\u5bf9\u5f15\u7528\u3001\u6df7\u5408\u5f15\u7528\u7684\u6982\u5ff5\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u767e\u5ea6\u7684\u89e3\u91ca\u5982\u4e0b\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7edd\u5bf9\u5f15\u7528\uff1a$A$1\uff08\u8868\u793a\u628aA\u5217\u7684\u7b2c\u4e00\u884c\u90fd\u56fa\u5b9a\u4f4f\uff0c\u4e5f\u5c31\u662f\u516c\u5f0f\u65e0\u8bba\u600e\u4e48\u62c9\u53d6\uff0c\u5f15\u7528A1\u8fd9\u4e2a\u5355\u5143\u683c\u90fd\u662f\u88ab\u9501\u5b9a\u7684\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u76f8\u5bf9\u5f15\u7528\uff1aA1\uff08\u90fd\u6ca1\u6709\u52a0\u7f8e\u5143\uff0c\u5219\u8bf4\u660e\u516c\u5f0f\u4e00\u62c9\u53d6\uff0c\u6240\u5f15\u7528\u7684\u5355\u5143\u683c\u90fd\u4f1a\u8ddf\u968f\u7740\u4f4d\u7f6e\u53d8\u52a8\u800c\u53d8\u52a8\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u6df7\u5408\u5f15\u7528\uff1aA$1\/$A1\uff08\u57281\u524d\u9762\u52a0\u7f8e\u5143\uff0c\u5219\u8868\u793a\u628a\u7b2c\u4e00\u884c\u9501\u4f4f\uff1b\u5728A\u524d\u9762\u52a0\u7f8e\u5143\uff0c\u5219\u8868\u793a\u5728A\u5217\u9501\u4f4f\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u6240\u4ee5\u5728\u5229\u7387\u7684\u516c\u5f0f\u8981\u7edd\u5bf9\u5f15\u7528\u7b2c\u4e8c\u884c\u6570\u636e\uff0c=A3*(1+B$2\/4)\uff0c=B3*(1+C$2\/2)\uff0c=C3*(1+D$2*1)\uff0c=D3*(1+E$2*2)\uff0c=E3*(1+F$2*3)\uff0c\u4ee5\u4e0a\u662f\u5bf9\u5355\u5229\u8ba1\u7b97\uff0c\u590d\u5229\u6709\u516c\u5f0f\u4e0b\u6b21\u518d\u8bf4\u3002<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5b58\u671f<\/strong><\/td><td><strong>\u4e09\u4e2a\u6708<\/strong><\/td><td><strong>\u516d\u4e2a\u6708<\/strong><\/td><td><strong>\u4e00\u5e74<\/strong><\/td><td><strong>\u4e8c\u5e74<\/strong><\/td><td><strong>\u4e09\u5e74<\/strong><\/td><\/tr><tr><td>\u672c\u91d1\\\u5229\u7387<\/td><td>0.65%<\/td><td>0.85%<\/td><td>0.95%<\/td><td>1.05%<\/td><td>1.25%<\/td><\/tr><tr><td>100000<\/td><td>100162.5<\/td><td>100588.1906<\/td><td>101543.8<\/td><td>103676.2<\/td><td>107564.1<\/td><\/tr><tr><td>500000<\/td><td>500812.5<\/td><td>502940.9531<\/td><td>507718.9<\/td><td>518380.99<\/td><td>537820.3<\/td><\/tr><tr><td>1000000<\/td><td>1001625<\/td><td>1005881.906<\/td><td>1015438<\/td><td>1036762<\/td><td>1075641<\/td><\/tr><\/tbody><\/table><\/div><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u4f4e\u5229\u7387\u65f6\u4ee3\uff0c\u5927\u591a\u6570\u6295\u8d44\u8005\u4f1a\u8c03\u6574\u5bf9\u5b58\u6b3e\u6536\u76ca\u7684\u9884\u671f\uff0c\u5e76\u8fdb\u884c\u591a\u5143\u5316\u7684\u8d44\u4ea7\u914d\u7f6e\u3002\u4ed6\u4eec\u5c06\u8d44\u91d1\u5206\u6563\u6295\u8d44\u4e8e\u8d27\u5e01\u57fa\u91d1\uff08\u4fdd\u8bc1\u6d41\u52a8\u6027\uff09\u3001\u5b9a\u671f\u5b58\u6b3e\u3001\u4fdd\u9669\u4ea7\u54c1\u4ee5\u53ca\u9ec4\u91d1\u5e02\u573a\uff0c\u4ee5\u5e73\u8861\u8d44\u91d1\u7684\u7075\u6d3b\u6027\u548c\u6536\u76ca\u3002 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